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0% Rate Program- Empowering Merchants with Zero Processing fee

How To Instantly Save On Merchant Fees And Reward Your Customers

    Pass Through Your Flat Rate to the Customer​

    You pay just a minimal flat standard fee per month.

    Get a Brand New Credit Card Terminal FREE

    Avoid paying upfront for equipment.

    Never Worry About Rates Again!!

    Still receive great customer service.

    This program works most efficiently for

    Equipment

    Basic credit card terminal that is compatible with EMV chip cards that can connect via phone line, Internet or Wi-Fi.

    Terminals that connect via cellular data and work best for tow trucks or any businesses on the go.

    That can be used on any device that can access the internet. Virtual Terminals allow Reporting, Recurring Billing, Invoicing, QuickBooks integration etc. Contact us for free consultation on your needs.

    No More Annual Rate Increases, Hidden Fees or Lengthy Contracts

    Pay one standard flat rate for our program even if you’re processing $100,000 a month, the minimal fee stays the same. We will not lock you into a contract, unless you request.

    Tired of expensive processing fees eating up your profits?

    The new 0% rate program passes on these fees from qualifying merchants to customers who pay with methods outside of cash.

    This means you don't get punished when customers choose to use their Rewards card, credit card, debit card, etc.

    Zero Processing Fees Now Available on E-Commerce

    Available to qualifying merchants, this program enables merchants to charge a customer service fee to their customers that pay with any form of payment other than cash and enabling the merchant to benefit from free credit card processing.

    The 0% rate program eliminates any last minute surprises to your customer. Signage informing your customers of the discount will be present, provided by us.

    Your products or services will be listed at cash price with the 4% discount built in.

    When customers pay with non-cash methods, they will incur a 4% flat service fee, which will be reflected on the receipt.

    Processors will collect this 4% at end of day and You will be paying nothing out of pocket!

    No more ginormous bills at end of month.

    Just one small monthly fee that does not change.

    Customer Choice

    The 0% rate program allows customers to choose if they want to pay cash or use a card and incur the price adjustment.

    Prior to this program, merchants were left footing the bill due to the convenience of paying with card.

    Now that customers will be chipping in for this service, they will get to choose which route they want to go.

    A win-win for merchants and customers.

    Merchants usually see an increase of cash flow as opposed to credit cards .

    Keep all of your profit of this program.

    Start Saving Now

    How Our Cash Discount Program Works

    Available to qualifying merchants, this program enables merchants to charge a customer service fee to their customers that pay with any form of payment other than cash and enabling the merchant to benefit from free credit card processing. Legal and regulatory changes have created the ability to eliminate the fees merchants are paying merchant services companies to process cards. This is a unique program based on language written into the Dodd Frank Bill & the Durbin Amendment whereby merchants can now offer a “cash discount” to their cash paying customers.

    How it works is, everything in your store or business is marked at cash price. If they pay with card, they will incur a flat fee of 4% which is itemized on the receipt as a service charge. You will be given a sign that states everything is marked as cash price and if paying with other than cash, they will pay 4%. The processor collects the 4% of your daily volume at end of day as you receive your money. You have collected the 4% with every transaction that month. This results in no cost credit card processing for merchants Legal and regulatory changes have created the ability to eliminate the fees merchants are paying merchant services companies to process cards.

    The Next Biggest Thing!!!

    Merchants are moving to cash pricing models. Similar programs have been available for years to higher education, municipal, gas stations and utility providers, but now we can offer all merchants the same program. This pricing model is giving merchants a reasonable option to avoid processing fees. This empowers your customers to choose if they want a cash discount or cover 100% of your processing fee for their transaction. Legal and regulatory changes have created the ability to eliminate the fees merchants are paying merchant services companies to process cards.

    How To Get Started

    It’s very simple.

    Merchant testimonials

    I have been a happy business owner using Epic's services for several years now. They have taken care of
    me since day one. I was able to eliminate 95% of my usual bill that I had with my last provider by switching to their zero rate program. I am pocketing all my profits instead of paying for my customers reward cards. Bottom line, I am a happy camper. I recommend Epic Merchant Services to any business that wants to earn all their profit instead of giving it all to the credit card companies. This is the way to go!

    -Alfredo of

    Casarez America Auto Body

    A decade, which felt like a century of disappointment with other banks and processors put a bad taste in my mouth. From poor customer service to shady rate hikes made me skeptical of that industry as a whole. When Epic Merchant Services assured us they would get us out of a bad situation with our last provider, I gave them a shot. Boy, I was glad I did. Everything our agent told us 8 years ago happened as it was supposed and we still have the same agent that helps us, when we call him. He said from day one that he didn't run fast so I would never have trouble getting a hold of him. He was right!

    -Miguel of

    Route 66 Auto Glass

    At our company, we do high volume transactions on a regular basis. Funds were always being held when
    we were signed up with other processing companies. Would take days sometimes weeks to clear up these transactions. Epic was referred to us by an associate company of ours who also runs very large transactions. We gave Epic the opportunity to open an account for us with the right processor and their experience shined. We were established correctly right from the start. If there ever is a concern or question we have, our agent is involved like a team player. That's what our corporation needed. They have long ago earned our trust. One word: Reliability.

    -Juan of

    GOLDEN STATE ADHESIVES, Inc

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    Ph: 888-959-8356 | www.epicmerchantsvcs.com